Security Guard Insurance

Insurance for Security Guards

Coverage Details

$1,000,000

Per Occurance

$2,000,000

General Aggregate

$1,000,000

Personal & Advertising Injury

$1,000,000

Products/Completed Operations

$100,000

Damage to Premises

$5,000

Medical Expense Any One Person
(If not legally liable. Full limit applies if legally liable)

Additional Included Coverages

Including Professional Liability

None

Deductible

Included

Errors & Omissions

$100,000

Personal Property in Your Care/Custody/Control

$25,000

Loss of Customer’s Keys

Included

Armed Operations Coverage

Included

Assault/Battery

In most cases a proposal will be provided immediately or the same day as the application is received. Appropriate state filings for your license will be made upon receipt of payment. In the case we have further questions to clarify answers we will contact you personally.

* Due to the very low rates of this program not all applicants may qualify for coverage.

We are unable to provide coverage for bounty hunting, repossessions, or bars. Please DO NOT complete an application if your business provides these operations.

Applicant Info

Applicant Information
(Must match with business registration)
Primary Physical Address
(Can not be P.O. Box or similar)
Mailing Address

(If different from primary address)

Additional Locations

Do you have additional physical locations?

Business Information
Law Enforcement Information

Do any owners have former law enforcement experience?

Entity Type *
DBA Information

Do you have DBA's?

Contact Information
Additional Contacts

Do you have additional contacts?

License Information

Are you in the process of/currently licensed and require documentation for your license?

Do you carry concealed while not working?
Coverage Information

Rating

Note: If you perform any operations that are not disclosed on this application, your policy will not be issued to cover those operations and you may not have coverage in the event of a claim.

Business Description

Please provide a paragraph describing the current operations of your business and intended operations over the next year. *

Armed/Unarmed Operations

This provides a look at the Armed/Unarmed operations that you anticipate providing in the coming policy term. Total percentage must be 100%.

Armed
Unarmed
Armed Operations Total From Above Operations - Must Be 100%

General Operations

This provides a look at the general work that you anticipate providing in the coming policy term. Total percentage must be 100%. Please only select operations you provide.

Security Guard
Alarm Service
Vehicle Patrol
Investigations
Alarm Response
Other
General Operations Total From Above Operations - Must Be 100%

Client Specific Operations

This provides a look at the specific type of operations you anticipate providing in the coming policy term. Total percentage must be 100%. Please only select operations you provide.

Residential

Apartments
Condos
Gated Communities

Retail

Retail Stores
Shopping Malls - Interior
Shopping Malls - Parking Lot

Food/Drink

Our policy excludes establishments with the primary purpose of serving, dispensing, or distributing alcohol.

Fast Food Restaurants
Restaurants (Other than Fast Food)

Business

Banks
Construction Sites
Industrial/Factories
Manufacturing/Warehouses
Offices

Recreation/Travel

Airports
Bus/Train Terminals
Concerts
Convention/Trade Shows
Hotels/Motels/Inns
Movies/Theaters
Museums/Galleries
Parking Garages
Resorts
Special Events
Sporting Events
Trucking Terminals
Waterfront/Piers/Marinas

Medical

Abortion Clinics
Hospitals/Institutions
Social Services Clinics

Investigations

Arson Investigations
Attorney Services
Background Checks
Courier Service
Executive Protection
Finger Printing
Insurance Investigations
Legal Records Checks
Locate/Skip Tracing
Missing Person Search
Polygraph Operations
Process Serving
Retail Store - Undercover
Security/Investigative Consulting
Surveillance

Other

Our Policy Excludes Bounty Hunting and Repossessions.

Alarm Installation
Alarm Monitoring/Response
Cannabis
Churches
Colleges/Universities
Drug Searches
Governmental Contracts
Schools (Grade School)
Strike Duty
Training - Classroom Only
Firearms Training - Field
Other
Client Operations Total From Above Operations - Must Be 100%

Canine Operations

Do You Use Canines In Your Operations?

Financials

Do you have W2 employees? *
Do You Use Subcontractors? *
Do you use any on or off duty policy officers? *
Do you use any other type of employee not listed above? *
Revenue
Owners

Optional Coverage

Optional Coverage

Terrorism Risk Insurance Act Coverage *

Terrorism Risk Insurance Act - Federal Terrorism coverage is available at an additional premium at rates set by the Federal Government, starting at $150 annually. Checking the rejection box constitutes a legal waiver of coverage in the same manner as a signature.

Coverage Rejected

Cyber Liability Coverage *

We are happy to present the option for Cyber Liability coverage. Please review the informational document and make your election below.

Review Documentation

Coverage Elected
I understand a $98 fee will be added to my premium quote

Do you have a current contract that has specific requirements that you need us to evaluate prior to providing a final quote? *

Insurance Info

Insurance Information

Has this business had a claim/loss in the past 5 years? *
Do you currently have insurance? *

Authorization/Disclosures

Disclosure/Authorization/Declarations

WARNING NOTICE: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement, is guilty of insurance fraud.

The undersigned Applicant authorizes the Company, its agents, and representatives to secure claims information from my current and previous insurance carriers.

Acknowledgement, consent and waiver: Upon purchase coverage will be placed with Conifer Insurance Company which is rated by A.M. Best Company as B+. The agent, employees, independent contractors, directors and officers make no representation as to the financial status of the insurance carrier. The undersigned requests and grants authority to place coverage as described above.

The undersigned declares that to the best of their knowledge and belief the statements set forth herein are true. The signing of this application does not bind the undersigned to purchase insurance, nor does review of the application bind the insurer to issue a policy. It is agreed, however, that this application shall be the basis of the contract should a policy be issued.

It is imperative you read your policy closely. Without prior written approval from us, coverage is excluded for security operations involving: (1) establishments engaged in the primary business purpose of serving, dispensing or distributing alcoholic beverages;(2) government owned housing facilities;(3) body guarding of athletes, entertainers or celebrities;(4) screening of passengers or baggage at airports or mass transportation terminals;(5) bouncing and related activities;(6) repossessions, foreclosures or collections;(7) bounty hunting or fugitive recovery;(8) standing or mobile security at cannabis facilities;(9) concerts, defined as a musical performance given in public; with ticket sales or attendance of more than 5,000 people;

Typed name constitutes signature for application/disclosure purposes

10/07/2022

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