Security Guard Insurance

Insurance for Security Guards

Coverage Details

$1,000,000

Per Occurance

$2,000,000

General Aggregate

$1,000,000

Personal & Advertising Injury

$1,000,000

Products/Completed Operations

$100,000

Damage to Premises

$5,000

Medical Expense Any One Person
(If not legally liable. Full limit applies if legally liable)

Additional Included Coverages

Including Professional Liability

None

Deductible

Included

Errors & Omissions

$100,000

Personal Property in Your Care/Custody/Control

$25,000

Loss of Customer’s Keys

Included

Armed Operations Coverage

Included

Assault/Battery

In most cases a proposal will be provided immediately or the same day as the application is received. Appropriate state filings for your license will be made upon receipt of payment. In the case we have further questions to clarify answers we will contact you personally.

* Due to the very low rates of this program not all applicants may qualify for coverage.

We are unable to provide coverage for bounty hunting, repossessions, or bars. Please DO NOT complete an application if your business provides these operations.

Applicant Info

Applicant Information
(Must match with business registration)
Primary Physical Address
(Can not be P.O. Box or similar)
Mailing Address

(If different from primary address)

Additional Locations

Do you have additional physical locations?

No

Yes

Business Information
Law Enforcement Information

Do any owners have former law enforcement experience?

No

Yes

Entity Type *
DBA Information

Do you have DBA's?

No

Yes

Contact Information
Additional Contacts

Do you have additional contacts?

No

Yes

License Information

Are you in the process of/currently licensed and require documentation for your license?

No

Yes

Concealed Carry

Do you carry concealed while not working?

No

Yes

Coverage Information

Rating

Note: If you perform any operations that are not disclosed on this application, your policy will not be issued to cover those operations and you may not have coverage in the event of a claim.

Business Description

Armed/Unarmed Operations

This provides a look at the Armed/Unarmed operations that you anticipate providing in the coming policy term. Total percentage must be 100%.

Armed
Unarmed
Armed/Unarmed Total From Above - Must Be 100%

General Operations

This provides a look at the general work that you anticipate providing in the coming policy term. Total percentage must be 100%. Please only select operations you provide.

Security Guard

No

Yes

Alarm Service

No

Yes

Vehicle Patrol

No

Yes

Investigations

No

Yes

Alarm Response

No

Yes

Other

No

Yes

General Operations Total From Above Operations - Must Be 100%

Client Specific Operations

This provides a look at the specific type of operations you anticipate providing in the coming policy term. Total percentage must be 100%. Please only select operations you provide.

Residential

Apartments

No

Yes

Condos

No

Yes

Gated Communities

No

Yes


Retail

Retail Stores

No

Yes

Shopping Malls - Interior

No

Yes

Shopping Malls - Parking Lot

No

Yes


Food/Drink

Our policy excludes establishments with the primary purpose of serving, dispensing, or distributing alcohol.

Fast Food Restaurants

No

Yes

Restaurants (Other than Fast Food)

No

Yes


Business

Banks

No

Yes

Construction Sites

No

Yes

Industrial/Factories

No

Yes

Manufacturing/Warehouses

No

Yes

Offices

No

Yes


Recreation/Travel

Airports

No

Yes

Bus/Train Terminals

No

Yes

Concerts

No

Yes

Convention/Trade Shows

No

Yes

Hotels/Motels/Inns

No

Yes

Movies/Theaters

No

Yes

Museums/Galleries

No

Yes

Parking Garages

No

Yes

Resorts

No

Yes

Special Events

No

Yes

Sporting Events

No

Yes

Trucking Terminals

No

Yes

Waterfront/Piers/Marinas

No

Yes


Medical

Abortion Clinics

No

Yes

Hospitals/Institutions

No

Yes

Social Services Clinics

No

Yes


Investigations

Arson Investigations

No

Yes

Attorney Services

No

Yes

Background Checks

No

Yes

Courier Service

No

Yes

Executive Protection

No

Yes

Finger Printing

No

Yes

Insurance Investigations

No

Yes

Legal Records Checks

No

Yes

Locate/Skip Tracing

No

Yes

Missing Person Search

No

Yes

Polygraph Operations

No

Yes

Process Serving

No

Yes

Retail Store - Undercover

No

Yes

Security/Investigative Consulting

No

Yes

Surveillance

No

Yes


Other

Our Policy Excludes Bounty Hunting and Repossessions.

Alarm Installation

No

Yes

Alarm Monitoring/Response

No

Yes

Cannabis

No

Yes

Churches

No

Yes

Colleges/Universities

No

Yes

Drug Searches

No

Yes

Governmental Contracts

No

Yes

Schools (Grade School)

No

Yes

Strike Duty

No

Yes

Training - Classroom Only

No

Yes

Firearms Training - Field

No

Yes

Other

No

Yes

Client Operations Total From Above Operations - Must Be 100%

Canine Operations

Do You Use Canines In Your Operations?

No

Yes


Financials

Do you have W2 employees? *

No

Yes

Do You Use Subcontractors and/or 1099's? *

No

Yes

Do you use any on or off duty police officers? *

No

Yes

Do you use any other type of employee not listed above? *

No

Yes

Revenue
Owners

Optional Coverage

Optional Coverage

Terrorism Risk Insurance Act Coverage *

Terrorism Risk Insurance Act - Federal Terrorism coverage is available at an additional premium at rates set by the Federal Government, starting at $150 annually. Checking the rejection box constitutes a legal waiver of coverage in the same manner as a signature.

No

Yes

Coverage Rejected

Cyber Liability Coverage *

We are happy to present the option for Cyber Liability coverage. Please review the informational document and make your election below.

Intro Letter

Review Documentation

No

Yes

Coverage Elected
I understand a $98 fee will be added to my premium quote

Do you have a current contract that has specific requirements that you need us to evaluate prior to providing a final quote? *

No

Yes

Insurance Info

Insurance Information

Do you currently have insurance? *

No

Yes

If you are a current insurance client of ours, select "Yes" and choose "Current Client". If you have Other Insurance, select "Yes" and choose "Other Insurance".

Has this business had a claim/loss in the past 5 years? *

No

Yes

Authorization/Disclosures

Disclosure/Authorization/Declarations

WARNING NOTICE: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement, is guilty of insurance fraud.

The undersigned Applicant authorizes the Company, its agents, and representatives to secure claims information from my current and previous insurance carriers.

Acknowledgement, consent and waiver: Upon purchase coverage will be placed with Conifer Insurance Company which is rated by A.M. Best Company as B+. The agent, employees, independent contractors, directors and officers make no representation as to the financial status of the insurance carrier. The undersigned requests and grants authority to place coverage as described above.

The undersigned declares that to the best of their knowledge and belief the statements set forth herein are true. The signing of this application does not bind the undersigned to purchase insurance, nor does review of the application bind the insurer to issue a policy. It is agreed, however, that this application shall be the basis of the contract should a policy be issued.

It is imperative you read your policy closely. Without prior written approval from us, coverage is excluded for security operations involving: (1) establishments engaged in the primary business purpose of serving, dispensing or distributing alcoholic beverages;(2) government owned housing facilities;(3) body guarding of athletes, entertainers or celebrities;(4) screening of passengers or baggage at airports or mass transportation terminals;(5) bouncing and related activities;(6) repossessions, foreclosures or collections;(7) bounty hunting or fugitive recovery;(8) standing or mobile security at cannabis facilities;(9) concerts, defined as a musical performance given in public; with ticket sales or attendance of more than 5,000 people;

Typed name constitutes signature for application/disclosure purposes

02/28/2024